Whether you need working capital, property finance, or long-term growth funding — I'll find the right solution and handle the entire process for you.
Or call Simon directly: 07811 211675 Mon–Fri 8am–7pm
Get your free quote
60 seconds · No credit check · No obligation
I work with over 100 UK lenders to secure the right funding for your business. Not sure which option fits? That’s fine — I’ll help you figure it out.
Unsecured Business Loans
From £10k to £500k for growth, working capital or debt consolidation. No property security required.
Bridging & Development Finance
Acquire property fast, fund renovations, conversions and property builds. Short-term, flexible lending.
Invoice Finance
Unlock cash tied up in unpaid invoices. Improve cashflow without taking on traditional debt.
Commercial Mortgages
Buy or refinance business premises. Competitive rates across a broad range of commercial property types.
Asset Finance
Fund vehicles, equipment or machinery without tying up working capital. Hire purchase, leasing and more.
Not sure what you need?
Tell me about your situation and I’ll guide you to the right solution. No jargon, no obligation.
Simon
Founder & Director, Westbourne Commercial Finance
You deal with me directly
No call centres, no handovers. When you contact Westbourne, you speak directly with me — and I stay with you throughout the entire process.
I search the whole market
With access to 100+ lenders including specialists your bank has never heard of, I find the right deal for your specific situation — not just the easiest one to place.
Plain English, always
I explain everything clearly. If finance isn’t right for your business, I’ll tell you upfront. My advice is honest, independent, and always in your interest.
From your first call to funds in your account — I handle the complexity so you can focus on your business.
Quick conversation
Tell me about your business and what you need. No long forms, no jargon. Just a straightforward chat.
I search the market
I approach suitable lenders from my panel of 100+ and compare terms to find what works best for you.
Clear advice & options
I explain the pros and cons in plain English. No pressure — you stay in control at every stage.
Funds in your account
Once you’re happy, I manage the application and keep you updated. Funds can arrive in as little as 24 hours.
Real businesses. Real results. Five-star reviews from clients across the UK.
“We needed £75k quickly to buy stock before the Christmas rush. From our first call to funds in our account was six days. Absolutely brilliant — I can’t recommend highly enough.”
Retail business · £75,000 arranged
“Simon guided me through every step. He made the process clear and straightforward, and thanks to his support, I secured the funding needed to grow our business.”
Retail Startup · SME Growth Loan
“Our bank said no. These guys found us three options within 24 hours. The whole process was handled for us — we didn’t have to do anything. Genuinely impressed.”
Construction company · £120,000 arranged
“Westbourne handled our bridging needs with real expertise — fast, professional, and reliable. I wouldn’t hesitate to recommend Simon to any business owner.”
Director, Property Company · Bridging Finance
“Simon took the time to understand our situation and presented solutions we hadn’t even considered. His independent advice gave us real confidence.”
Owner, Logistics Company · Cashflow Loan
“Completely transparent about costs and options. No pressure whatsoever. Got a better rate than I expected and the cash was in my account within a week.”
Hospitality business · £40,000 arranged
Including specialist lenders who say yes when your bank says no.
Many lenders can make a decision within 24 hours. Once approved and documentation signed, funds typically arrive within 1–5 working days depending on the lender and facility size.
Our initial enquiry process uses a soft credit check only, which does not affect your credit score and is not visible to other lenders. A hard search only takes place if you choose to proceed with a formal application.
This is extremely common and does not prevent us from helping you. Specialist lenders assess applications based on business performance and future trading rather than purely historical credit. Many clients were declined by their bank and secured finance through us within days.
Our advice and search service is completely free to you. We are paid a commission by the lender if you choose to proceed — this is fully disclosed before any application is submitted. No upfront fees at any stage.
Adverse credit does not automatically rule you out. Several lenders on our panel specifically work with businesses that have CCJs, defaults, or complex credit histories. We will tell you honestly what options are available.
No spam. No obligation. Just a straightforward conversation about your options.
From quick cashflow support to long-term growth finance — I work across the full range of business funding, with access to 100+ specialist lenders.
An unsecured business loan is one of the quickest and most straightforward ways to access funding. No property or assets required as collateral — lenders assess your business performance and cashflow instead.
I work with specialist lenders who can move quickly and say yes where high street banks often can’t. Whether you need capital for growth, to smooth cashflow, or to consolidate existing debt, I’ll find the right fit.
That’s what I’m here for. Tell me about your situation and I’ll advise on the best route — no obligation, no jargon.
Independent, experienced, and completely on your side. Here’s who you’re working with when you call Westbourne.
Simon
Founder & Director
I’m Simon, founder of Westbourne Commercial Finance. With over 20 years in business lending, I’ve helped hundreds of businesses across the UK secure the funding they need — from early-stage startups to established SMEs with complex requirements.
I set up Westbourne because I believe business owners deserve straightforward, honest advice from someone who genuinely understands their world — not a call centre, not a junior adviser following a script.
When you work with me, you get me. From the first conversation to funds in your account — I’m your single point of contact throughout.
These aren’t just words on a wall. They’re how I approach every client conversation and every funding search.
Honest advice, always
If finance isn’t right for your business, I’ll tell you upfront. My reputation depends on giving you the right advice — not the most convenient one for me.
One dedicated person
No handovers. No call centres. When you work with Westbourne, you deal with me directly at every stage. I know your case inside out because I’ve handled it from day one.
Plain English, no jargon
Finance can be complex. My job is to make it simple — explaining every option clearly so you can make an informed decision with confidence.
Your interests first
As an independent broker I’m not tied to any lender. I search the whole market to find what genuinely works best for you — not what pays me the highest commission.
Speed when it matters
Business moves fast. I understand urgency and know how to work quickly — identifying the right lenders, managing the process, and keeping things moving at every stage.
Total confidentiality
Your business finances are sensitive. Everything you share with me is treated with complete confidentiality — and I will never share your details without your explicit consent.
Two decades in business finance means I’ve seen it all — the straightforward deals and the complex ones, the clients who’ve been turned down everywhere else, and the ones who just needed someone to cut through the noise.
Early career
Commercial banking & lending
Began career in commercial banking, developing deep knowledge of how lenders assess business applications and what makes them say yes.
Growing expertise
Senior business finance roles
Held senior roles across business lending, building expertise across unsecured loans, asset finance, property finance and invoice discounting.
Westbourne founded
Independent brokerage established
Founded Westbourne Commercial Finance to offer SMEs the kind of independent, personal service that the big banks and brokers simply don’t provide.
Today
£120m+ arranged for UK businesses
Having arranged over £120m in funding across hundreds of businesses, the same values apply as day one: honest advice, one point of contact, no fees.
Westbourne Commercial Finance operates to the highest professional standards. Here’s what that means for you.
FCA Registered
We are a registered credit broker with the Financial Conduct Authority.
Companies House
Registered in England & Wales. No. 16682391. Registered office: Penarth.
Full Disclosure
We disclose any commission received from lenders before any application proceeds.
No Upfront Fees
We never charge upfront fees. Our service is free to you — we are paid by the lender on success only.
Client satisfaction is the only measure that matters to us.
“Westbourne handled our bridging needs with real expertise — fast, professional, and reliable. I wouldn’t hesitate to recommend Simon to any business owner.”
Director, Property Company
“Simon took the time to understand our situation and presented solutions we hadn’t even considered. His independent advice gave us real confidence, and the funding helped stabilise our cashflow.”
Owner, Logistics Company
“Simon guided me through every step. He made the process clear and straightforward, and thanks to his support, I secured the funding needed to grow our business.”
Managing Director, Retail Startup
Let’s have a straightforward conversation about your business and what’s possible.
Fill in the short form or call me directly. I’ll review your situation and come back with realistic options. No spam, no obligation, no jargon.
No credit check at this stage
Your initial enquiry won’t affect your credit score in any way.
Completely confidential
Your information is handled with care and never shared without your consent.
You speak to Simon directly
No call centres. Simon will personally review your enquiry and respond.
Free — no upfront fees
Our advice and search service costs you nothing. We’re paid by lenders on success only.
Whether you have a specific funding requirement or just want to explore your options — get in touch and I’ll give you an honest steer.
Registered office
55 Westbourne Road, Penarth, CF64 3HB
Registered in England & Wales No. 16682391
Response time
Same working day
Enquiries received before 5pm are typically responded to the same day.
💡 What to expect after you enquire
Simon will review your details and call you back at a time that suits you. The initial conversation typically takes 15–20 minutes and covers your business, your funding requirement, and your options. There is no obligation to proceed.
Tell me a bit about your business and what you need. I’ll come back to you with honest, practical options.